Serving merchants since 2004

Your one solution
for payment
processing.

MBI Merchant Solutions delivers cutting-edge POS hardware, virtual terminals, online ordering, and fraud protection — so you can focus on running your business.

Get started → Calculate savings

Registered with Visa & MC since 2004  ·  Authorized Partner  ·  PCI DSS Compliant

2004
Year Founded
VISA
Registered with Visa & MC since 2004 Independent Sales Organization
MBI
Onsite Local Service Real people, real support
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Point of Sale

Smarter checkout.
Built for your business.

The next generation of POS — powerful enough for your busiest day, simple enough your staff learns it in minutes.

  • Accept chip, swipe, tap, Apple Pay & Google Pay
  • Cloud-based reporting and analytics from anywhere
  • Full inventory management with low-stock alerts
  • Staff scheduling, time-clock, and permissions
  • Signature capture and digital receipts
Explore POS options → Speak to a specialist
Clover device lineup
StationFull countertop system
FlexHandheld · tableside & mobile
MiniCompact · customer-facing
GoBluetooth · smartphone-paired
Virtual Terminal & Gateway

Take payments from
any device.

Accept cards on any computer, tablet, or smartphone — no terminal needed. Over the phone, through invoices, or via a payment link.

  • Manual card entry on any internet-connected device
  • Send payment links via text or email
  • ACH / Electronic check acceptance
  • Recurring billing and card-on-file storage
  • Secure payment page for your website
Learn about the gateway →
Virtual terminal on multiple devices
InvoicingText or email · pay instantly
ACH / eCheckDigital check acceptance
QR CodesDonations & on-the-go payments
RecurringSubscriptions & card on file
Dual Pricing

Stop paying
processing fees.

Show customers a cash price and a card price side by side. Card-paying customers cover the processing fee — so you keep 100% of every sale either way.

  • Fully compliant with Visa, Mastercard, Amex & Discover
  • Both prices displayed automatically at checkout
  • Built into your terminal — no manual steps
  • Eliminate processing fees on card transactions
  • Transparent for customers — no hidden surcharges
Learn about Dual Pricing →
MBI Processing
Dual Pricing Program
Pay Less with Cash
RECEIPT
$14.99
$8.99
$4.99
$6.99
Total
$35.46
Thank You
Cash Prices
VS
Credit
2739 4909 8964 1234
CREDIT CARD BILL
Your Transactions
Item
$8.99
$4.99
$6.99
Total
$20.47
Credit Card Prices

* The card price applies to credit card transactions only. Customers paying by debit card or cash always receive the lower cash price — no fee is ever added for debit card use.

By the numbers

Built on trust
since 2004.

MBI was founded with a simple premise — build lasting relationships by delivering innovative solutions and unparalleled service. That hasn't changed.

About MBI →
20+
Years serving merchants across all 50 states
24/7
Phone support — real people, always available
48h
Average merchant onboarding time
$0
Lock-in — month-to-month agreements for every merchant
Process

Up and running
in days, not weeks.

Our reps handle the heavy lifting so you stay focused on your business.

01
Statement Review

Share your current processor statement. We analyze every line item and build a clear side-by-side comparison.

02
Custom Proposal

Your dedicated rep builds a tailored pricing proposal based on your card mix, volume, and industry.

03
Fast Approval

Digital application, e-signature, rapid underwriting. Most merchants are approved within 24 hours.

04
Start Saving

Equipment deployed, terminal configured, you're live. Savings show up with your very first statement.

More Ways to Get Paid

Every payment method.
One partner.

Beyond the counter — MBI covers every payment scenario your customers expect.

✓
Apple Pay & Android Pay

Add "Tap & Pay" contactless payments. Faster checkout, reduced card handling, happier customers.

Learn more →
PAID
Invoicing

Send invoices via text or email. Customers pay online immediately — no chasing checks or cash.

Learn more →
$
ACH / Electronic Check

Let customers pay digitally. Lower fees, faster settlement, and less friction for everyone.

Learn more →
✓
QR Code Payments

Accept payments for purchases or donations via QR codes — from any device, anywhere.

Learn more →
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📍
✉
Online Ordering

Get set up fast and take orders from everywhere customers find you — Google, ads, social, or your own website. Digital menus, contactless pay, smooth pickup and dine-in.

Learn more →
Revenue
↑ 18.4%
Cloud Reporting

Real-time visibility into every transaction. Simplify reconciliation from any device, anywhere.

Learn more →
Security & Compliance

We take security seriously
so you don't have to.

Every MBI solution is built with protection at its core — for your business and for your customers.

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End-to-End Encryption

Card data encrypted the moment it's captured — never stored unprotected anywhere in your environment.

EMV Chip Protection

EMV-certified terminals shift counterfeit fraud liability away from your business entirely.

Ready
$32.00
NFC / Contactless

Accept Apple Pay, Google Pay, and contactless cards. Faster, more secure than swipe.

PCI DSS
LEVEL 1
PCI DSS Compliance

We guide you through compliance from day one — reducing your annual PCI burden.

FLAGGED
BLOCKED
Fraud Monitoring

Advanced tools flag suspicious transactions in real time, stopping chargebacks before they happen.

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Tokenization

Every saved card number is instantly converted into a unique, meaningless token — so sensitive card data is never stored on your device or network, even for repeat customers.

Savings Estimator

See what you could
be saving.

Drag the sliders to match your current processing. Most merchants save 0.3–0.8% — it adds up fast.

01
Set your monthly volume

Your average monthly card sales — found on any processor statement.

02
Enter your current rate

The effective rate shown on your statement — typically 2.5–3.5%.

03
See your savings

MBI typically reduces effective rates through transparent interchange-plus pricing.

Savings Estimator
Free · No obligation
KK
2.00%4.00%
1.50%3.20%
Monthly savings
Annual savings
Rate reduction
0.50%
Get my free statement analysis →

Estimates only. Actual savings vary by card mix, industry, and volume.

Merchants

Real businesses,
real savings.

★★★★★

"Switching to MBI was the easiest business decision I made this year. My rep walked me through everything and we were live in two days. I'm saving over a month."

MR
Maria R.
Owner, Café Marisol · Los Angeles, CA
★★★★★

"I had no idea my old processor was burying fees in the fine print. MBI's statement analysis opened my eyes. They cut my effective rate and the Clover system is so much better."

JT
James T.
Owner, Pacific Auto Detail · San Diego, CA
★★★★★

"Finally a processor that explains what I'm actually paying for. The proposal was clear, onboarding was fast, and whenever I have a question someone actually picks up the phone."

SL
Sandra L.
Owner, Bloom & Co. Florist · Pasadena, CA

Ready to simplify your
payment processing?

Get a free, no-obligation analysis of your current statement.
Most merchants are live and saving within 48 hours.

Apply online → Request information
No long-term contracts Free statement analysis Approved in 24 hours 24/7 phone support