🔧 Auto & Service

Get Paid Every Way
Your Customers
Can Pay

Auto repair shops handle payments at the counter, before pickup, and over the phone. MBI gives you all three — a card terminal for in-person, email invoices for pre-pickup, and a virtual terminal for phone or fleet accounts.

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Valley Auto Repair
RO #4821 · Honda Civic
Ready
Oil Change + Filter$89
Front Brake Pads$220
Tire Rotation$35
Shop Supplies$18
Total Due $362.00
💳 Swipe
📧 Invoice
🖥️ VT
📧
Invoice SentPaid before pickup
🔒
Card on FileFleet account
3
payment methods in one MBI account
24hr
avg. invoice pay time — customer's convenience
$0
extra cost to add virtual terminal
2004
MBI serving LA-area businesses since
Three Ways to Get Paid

Every Repair Scenario.
Every Payment Type. Covered.

Auto repair shops aren't like retail stores — your customers pay at different times, in different ways, and sometimes you never see them in person. MBI gives you every option from one account.

01

Swipe at the Counter

When the customer comes in to pick up their vehicle, run the card on your Clover terminal at the front desk. Chip, tap, swipe, and contactless all accepted — fast and familiar for the customer.

Customer drops off, picks up same day
Walk-in oil changes and quick services
Deductible payments for insurance jobs
View POS options →
02

Email Invoice Before Pickup

Send a digital invoice to the customer before they arrive. They click the link, pay by card from their phone or computer, and walk in to pick up a paid vehicle. No waiting at the desk, no running cards over the phone.

Multi-day repairs — pay before arrival
Regular customers who prefer to prepay
Insurance supplements and approvals
View invoicing features →
03

Virtual Terminal — No Card Present

Take payment over the phone or process a fleet account card without the physical card in hand. Log into your MBI virtual terminal from any browser, enter the card details, and the payment is done.

Phone-in approvals for ongoing repair
Fleet accounts billed by company card
Deposits on parts orders
View virtual terminal →
Invoicing

Send the Invoice.
Let the Customer Pay
Before They Arrive.

One of the biggest time-wasters at the service counter is processing payment while a customer stands there waiting. Email invoicing flips this — the customer pays from home the night before, and pickup is a 30-second handoff.

Invoices are generated directly from your dashboard or virtual terminal — no extra software, no separate login. Your customer receives a link, enters their card, and you get notified the moment it's paid.

  • Send invoices to any email address directly from your dashboard
  • Customer pays via a secure, PCI-compliant checkout link
  • Instant notification the moment payment clears
  • All invoices tracked — sent, pending, and paid — in one view
  • Works for partial deposits on parts orders or full job totals
  • No paper invoices, no manual reconciliation
Valley Auto Repair
Invoice #INV-1042 · RO #4821
📧 Sent
John Martinez john.martinez@email.com · 2019 Honda Civic
Front Brake Pads (parts + labor)$220
Oil Change + Filter$89
Tire Rotation$35
Shop Supplies$18
Total Due $362.00
Customer pays from phone · You get notified instantly
Virtual Terminal

Take Card Payments
Without the Card.

Fleet accounts, corporate vehicles, and customers who call to authorize repairs over the phone are a regular part of auto repair. The MBI virtual terminal lets you process any of these from any browser — no extra hardware, no separate system.

Log in from your front desk computer or tablet, enter the card number and billing details, and submit. The transaction syncs automatically to your dashboard alongside every other payment you take.

  • Access from any browser — desktop, tablet, or phone
  • Process Visa, Mastercard, Amex, and Discover by phone
  • AVS and CVV verification reduce fraud risk on keyed-in cards
  • Supports deposits, partial payments, and full job totals
  • Store cards on file for fleet or repeat customers
  • All transactions appear in the same reporting dashboard
Virtual Terminal
Process Payment
Customer / Company ABC Fleet Services
Card Number •••• •••• •••• 4521
Amount $1,240.00
Job / RO Reference RO #4841 · F-150
Secure · PCI Compliant · Syncs to Dashboard
Why MBI

Everything an Auto Shop
Needs to Get Paid

VISA
AMEX
Pay
DISC
ALL ACCEPTED

All Cards Accepted

Chip, swipe, tap, Apple Pay, Google Pay — every card type your customers carry is accepted at your Clover terminal. No frustrated customers turned away because you can't take their card.

MBI · AUTO SVC
Subtotal$486.00
Processing fee$19.44
Cash discount−$19.44
YOU KEEP
$486
SAVE
4%
every swipe

Dual Pricing / Cash Discount

Auto repair shops process large tickets. Offer cash customers a discount and eliminate your processing fees entirely. MBI handles the setup and compliance — legal and effective.

COUNTER
VT
INVOICE
All Channels · MTD
$184,520
▲ 18.4%

Unified Reporting

Every payment — counter swipe, emailed invoice, virtual terminal — appears in one cloud dashboard. See daily revenue, top repair types, and outstanding invoices from any device.

A
ACME LOGISTICS
FLEET #0042 · 14 VEHICLES
ACTIVE
VISA •••• 8830
ON FILE
RO-1147 · F-250 BILL
RO-1141 · Sprinter PAID
RO-1138 · Transit PAID
1 TAP

Fleet Account Management

Store company cards on file for fleet clients. Bill a fleet account with one click per RO — no need to call for a card number every time. Streamlined for repeat B2B customers.

5412 8830
tok_8x9z
a4b2c
card
tokenize
vault
PCI DSS · LEVEL 1

Secure & PCI Compliant

All card data — whether swiped, keyed, or invoiced — is handled by PCI DSS compliant infrastructure. Card numbers are tokenized and never stored on your system.

MBI
LA · LIVE
(626) 340-4900
SAME-DAY
ON-SITE

Local Support — (626) 340-4900

Call us directly or schedule an on-site install, training or service. We have LA-area support, not a national call center queue.

Common Questions

Auto Shop Payment FAQ

Can I send an invoice before the customer comes in? ▾
Yes — this is one of the most popular features for auto shops. From your Clover dashboard or virtual terminal, you enter the RO total and the customer's email. They receive a secure payment link, pay by card from their phone, and you see it clear instantly. The vehicle is paid for before they ever walk in the door.
What if I need to take a card number over the phone? ▾
The MBI virtual terminal handles this. Log in to your dashboard from any browser, enter the card number, expiration, CVV, and billing zip, enter the amount, and submit. It's the same process as swiping — just typed in instead. AVS verification reduces fraud risk on keyed transactions.
Can I store fleet account cards and bill them repeatedly? ▾
Yes. Clover's card-on-file feature lets you store an authorized card for a fleet customer or repeat account. When an RO is ready, you pull up the account and charge the stored card — no need to call for the number each time. Tokens are used, so the actual card number is never stored on your system.
How does dual pricing work for an auto shop? ▾
Dual pricing posts a standard price (which includes the processing fee built in) and offers a lower cash price. Customers who pay cash or debit save money; customers who pay by credit card pay the posted price. The net result is that you keep more of every repair job. MBI handles the compliance setup — the program is fully legal when implemented correctly.
Do all three payment methods — swipe, invoice, and virtual terminal — show up in the same report? ▾
Yes. Every transaction type flows into your single MBI cloud reporting dashboard. You can filter by payment type, date range, or job reference number. End-of-day reconciliation covers all three in one view — no separate systems to check.

Stop Chasing Payments.
Start Closing More ROs.

MBI sets up your shop with a terminal, email invoicing, and a virtual terminal — all in one account, one statement, one support call. Let's get you set up.

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